Exchanges and custodians
Continuous monitoring of deposit, withdrawal and treasury flows, with escalation paths agreed in advance.
Fintechs and digital asset platforms
Fintechs bring digital asset products to consumers and businesses: trading and brokerage features, wallets, on and off ramps, stablecoin payments and embedded custody. The products run on partnerships, and every partner, from the custodian to the sponsor bank, expects the platform to operate its digital asset stack under controls it can evidence.
Operational concerns
What clients ask the firm to address
- Launching a digital asset product through custody and banking partners without building a 24/7 operations function first.
- Monitoring wallet infrastructure, on and off ramps and partner APIs alongside on-chain activity.
- Reconciliation between the product ledger, the custodian's records and on-chain state.
- Meeting the oversight expectations of sponsor banks and custody partners with evidence rather than assertions.
Services applied
How Client Focus responds
- Integration engineering that connects the product to custodians, banking partners and public networks with the controls those partners expect.
- Continuous monitoring of on-chain flows, wallet infrastructure and integration health from the C'ROC, with named owners and a published notification clock.
- Incident response and reconciliation support with timelines and records the platform can hand to its partners.
- Operations delivered as a service, so a lean product team gets bank-grade coverage without staffing a watch floor.
Regulatory context
Supervisory expectations in the United States
Engagements are configured to the supervisory expectations that apply to platforms and the banks and custodians they depend on.
- State money transmission licensing and the evidence state examiners request.
- Sponsor bank oversight under the 2023 Interagency Guidance on Third-Party Relationships, which makes the fintech's controls the bank's problem and the bank's examiners the fintech's audience.
- The GENIUS Act framework where stablecoin arrangements are part of the product.
- NYDFS virtual currency supervision for platforms operating in New York.
- security and network operations
- named escalation with individual accountability
- notification target after validation
- certified information security management system
Related
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Stablecoin issuers and payments
Issuance, redemption and settlement flows watched against policy, with regulatory reporting in mind.
Banking and financial services
Core banking, card and payment rails connected to on-chain settlement under bank-grade controls.
Discuss fintechs and digital asset platforms operations with Client Focus.
Whether you are designing a new system, running one in production, or defending one, Client Focus brings engineering, network operations and security operations under one accountable model. Every request is reviewed by a principal of the firm.